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5 Reasons to Have a Prepaid Card for Your Summer Vacation

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The last thing you should have to worry about during summer vacation is budgeting your money. Check out our 5 reasons to have a Prepaid Card for your summer vacation.

Having a prepaid card has saved us a lot of stress in the past when traveling, so I was happy to write this sponsored post with 5 reasons to have a  Prepaid Visa® RushCard for your summer vacation on behalf of  the Visa Clear Prepaid program.

It’s less than fun to get stranded with a broken down car in another state when you’re on a tight budget, which I, unfortunately, know from experience. Luckily, when that happened to us, I had a prepaid card set aside for emergencies and it allowed us to be able to pay for car repairs.

Reasons Cards That Qualify for the Visa Clear Prepaid Program Are Awesome

  • No stress in choosing and using a prepaid card as you can apply for a card online and have options for loading money
  • The Visa Clear Prepaid seal means any fees are communicated clearly to you so there are no surprises
  • Overdrafts aren’t permitted so you can’t incur fees or spend more money than you have
  • Deposit or share insurance to protect your money
  • Visa’s Zero Liability[1] fraud protection provides added security if your card is lost or stolen while having summer fun
  • No bank account required and no credit check upon applying for a card

Check out the other reasons to have a Prepaid Card for your summer vacation below.

[1] *Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

5 Reasons to Have a Prepaid Card for Your Summer Vacation

1. You can use it as a way to save up for your vacation. If you’re like me, it can be really hard to not spend the money you see available in your checking account.

Having part of your direct deposits applied to your Prepaid Visa® RushCard puts that money out of sight and mind so you are less likely to  spend it. You can also add money to your prepaid card with cash – securely, for a minimal fee – at several retailers across the country.

2. You can vacation stress-free knowing you have funds available in case of emergency. We always have a good chunk of credit card credit available for a hotel, rental car and/or gas because those purchases tend to have a large deposit or hold placed on the card.

I then have the prepaid card for food, supplies, repairs, health emergencies and other things that you can typically use cash or debit cards for.

5 Reasons to Have a Prepaid Card for Your Summer Vacation

I love having customized things and with the Prepaid Visa® RushCard, you can pick from several different card designs.

3. You’re covered if you lose your card or it gets stolen. Growing up, whenever we went on vacation, my parents always took cash since debit cards weren’t overly mainstream yet.

Thinking back on it today, it totally scares me that they would carry around $1000 or more in cash while on vacation because if that cash had been lost or stolen, there’s not much that could have been done about it. However, with a Prepaid Visa® RushCard, you’re covered if your card gets lost or stolen[2].

4. You can easily limit your spending on certain things. When I’m on vacation, I tend to be a little more lax in my spending whether it’s at a restaurant or on souvenirs.

However, that can spell disaster quickly if you’re on a tight budget or want to give your older kids some spending money. With the Prepaid Visa® RushCard you can put a certain amount of funds on the card and not worry about over spending and extra unknown fees.

5. You don’t need a bank account and you can activate your card whenever you want.To get a Prepaid Visa® RushCard, all you have to do is go to the website and apply for one.  

With the Prepaid Visa® RushCard you can have funds added via direct deposit or with cash at nationwide retailers. As such, you don’t need to have an active bank account when you get a card.

[2] *Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Stress less and spend more time enjoying your vacation now that you know these reasons to have a prepaid card for your summer vacation!

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Michelle

Tuesday 21st of July 2015

I like the idea of using a prepaid card to set limits for yourself. I am VERY bad at not worrying about what things cost while on vacation, then sadly coming back to reality when I see my bank balance when we're back home.

Valerie Remy-Milora

Tuesday 21st of July 2015

I can see how having a prepaid card makes a lot of sense when traveling. I love that you are covered, have funds in case of an emergency, but also that you can set a budget and not overspend... How tempting it can be to buy all sorts of fabulous things when you're traveling!

Jennifer H

Tuesday 21st of July 2015

What great reasons. I love saving and less stress!

Chelle OJSA

Tuesday 21st of July 2015

We do a stashed pre-paid card when we go on trips, just in case something were to happen and we lost our cards. Thankfully we never had to use them on the trip but it was a nice sense of security.

Crystal

Tuesday 21st of July 2015

I'm not comfortable bringing a ton of cash out on vacation either, so I'd much rather use a prepaid card like this. I also really like the idea of using it to help you save up for a trip!